Rider insurance (or lack thereof)

[SteveLyric2]

MPT has a policy that he has shared on Facebook..........

[Racin Jason 72]

Ben Barker still has had no response from the bspl. Maybe the riders need to go on strike. Maybe they could start refusing to ride at Scunthorpe for instance 

[heathen52]

3 hours ago, Racin Jason 72 said:

Ben Barker still has had no response from the bspl. Maybe the riders need to go on strike. Maybe they could start refusing to ride at Scunthorpe for instance 

Which just proves the BSPL is not fit for purpose, and the sooner the old die hards are removed the better.

[Neila]

Several insurance firms popping up on my Facebook feed advertising cover for motorbikes all sports covered even mountain biking 

[Fromafar]

10 minutes ago, Neila said:

Several insurance firms popping up on my Facebook feed advertising cover for motorbikes all sports covered even mountain biking 

At what cost though.

[Neila]

18 minutes ago, Fromafar said:

At what cost though.

Got to send them a message and they will get back to you, one said from £5 a day, lump sum injury payments available 

[Neila]

One is totally sports insurance  Stockport based

Edited Tuesday at 09:25 PM by Neila

[Fromafar]

14 minutes ago, Neila said:

Got to send them a message and they will get back to you, one said from £5 a day, lump sum injury payments available 

Until you tell them you ride a Speedway bike.!!

[Neila]

25 minutes ago, Fromafar said:

Until you tell them you ride a Speedway bike.!!

Not too sure, a Facebook comment came from Andy Harrison, probably Luke's dad 😄

[Racin Jason 72]

Ben Barker posted on Facebook yesterday evening that he still hasn’t heard from Rob Godfrey and if he doesn’t hear back in the next few days he will be whistleblowing and lifting the lid on other issues. 

[mikebv]

9 hours ago, Racin Jason 72 said:

Ben Barker posted on Facebook yesterday evening that he still hasn’t heard from Rob Godfrey and if he doesn’t hear back in the next few days he will be whistleblowing and lifting the lid on other issues. 

Oh Good!!!

Now. Which Popcorn to have?

Decisions. Decisions...

[Racin Jason 72]

2 hours ago, mikebv said:

Oh Good!!!

Now. Which Popcorn to have?

Decisions. Decisions...

He has given Godfrey till Sunday otherwise he is lifting the lid. 
im going prawn cocktail crisps and a coke. Feet up and see the whatnot hit the fan. 

[IainB]

2 minutes ago, Racin Jason 72 said:

He has given Godfrey till Sunday otherwise he is lifting the lid. 
im going prawn cocktail crisps and a coke. Feet up and see the whatnot hit the fan. 

Sounds like a Trump ultimatum 😂

Does Barker Always Chicken Out? 🤔

[phillwhitewasmad]

20 hours ago, Neila said:

Not too sure, a Facebook comment came from Andy Harrison, probably Luke's dad 😄

We informed the insurance company that Luke races a speedway bike . The insurance we have covers his loss of earnings from his actual job as a scaffolder which he does everyday except for the day he is racing or if he has a busy schedule when bikes need to be prepped. Not sure if the cover would be the same if speedway was the only source of income 

[IainB]

I hope Connor Coles was sufficiently insured!

[Sir Sidney]

1 hour ago, phillwhitewasmad said:

We informed the insurance company that Luke races a speedway bike . The insurance we have covers his loss of earnings from his actual job as a scaffolder which he does everyday except for the day he is racing or if he has a busy schedule when bikes need to be prepped. Not sure if the cover would be the same if speedway was the only source of income 

Thanks for the info

One of the big issues around this is the lack of clarity - at least it is if you are a supporter

Are you able to provide any of the clarity that shows the difference between last year and this (for Luke) such as:

- Was the change for 2026 communicated to riders, and if so, when?

- In 2025 was rider's personal accident insurance included within Luke's contract and did he have to pay that on a per race basis? (it's been suggested riders were paying £5 per race, deducted from their points money)

- In 2026 is personal accident insurance included in Luke's contract at all? If not, is he making a £5 per race 'saving', allowing this to be used to purchase the policy that Luke has taken out this year?

- Does the policy that Luke has taken out this year provide comparable personal accident insurance to what was provided through his contract, or per race deduction last season?

I appreciate very much that you may feel that it is not appropriate that you provide this information, but given the complete absence of relevant comment made by either BSPL or SCB, the speculation and potentially ill informed comment is just going to continue. 

Much appreciated

[phillwhitewasmad]

48 minutes ago, Sir Sidney said:

Thanks for the info

One of the big issues around this is the lack of clarity - at least it is if you are a supporter

Are you able to provide any of the clarity that shows the difference between last year and this (for Luke) such as:

- Was the change for 2026 communicated to riders, and if so, when?

- In 2025 was rider's personal accident insurance included within Luke's contract and did he have to pay that on a per race basis? (it's been suggested riders were paying £5 per race, deducted from their points money)

- In 2026 is personal accident insurance included in Luke's contract at all? If not, is he making a £5 per race 'saving', allowing this to be used to purchase the policy that Luke has taken out this year?

- Does the policy that Luke has taken out this year provide comparable personal accident insurance to what was provided through his contract, or per race deduction last season?

I appreciate very much that you may feel that it is not appropriate that you provide this information, but given the complete absence of relevant comment made by either BSPL or SCB, the speculation and potentially ill informed comment is just going to continue. 

Much appreciated

 

Edited 20 hours ago by phillwhitewasmad
Didn't write anything

[phillwhitewasmad]

1 minute ago, phillwhitewasmad said:

 

 

49 minutes ago, Sir Sidney said:

Thanks for the info

One of the big issues around this is the lack of clarity - at least it is if you are a supporter

Are you able to provide any of the clarity that shows the difference between last year and this (for Luke) such as:

- Was the change for 2026 communicated to riders, and if so, when?

- In 2025 was rider's personal accident insurance included within Luke's contract and did he have to pay that on a per race basis? (it's been suggested riders were paying £5 per race, deducted from their points money)

- In 2026 is personal accident insurance included in Luke's contract at all? If not, is he making a £5 per race 'saving', allowing this to be used to purchase the policy that Luke has taken out this year?

- Does the policy that Luke has taken out this year provide comparable personal accident insurance to what was provided through his contract, or per race deduction last season?

I appreciate very much that you may feel that it is not appropriate that you provide this information, but given the complete absence of relevant comment made by either BSPL or SCB, the speculation and potentially ill informed comment is just going to continue. 

Much appreciated

We received an email regarding an uplift in the cost of our licence which we queried and were told it was as the emailed stated for insurance purposes the uplift was duly paid.

previously he had ridden on a pounds for points contract which included insurance no visible deductions were made from his wage

the personal cover was assumed to be in the contract but we felt this had been transferred to the ACU with the uplift on the cost of licence

dont know about previous coverage as we never claimed and the coverage taken covers his losses as a scaffolder not as a speedway rider as scaffolding is his primary source of income . Speedway is a paid hobby at his level covering its cost with the aid of our wonderful sponsors.

i don't mind telling people what I know from our point of view but everyone has different circumstances and our experience could be a different one too others 

[Sir Sidney]

1 hour ago, phillwhitewasmad said:

 

We received an email regarding an uplift in the cost of our licence which we queried and were told it was as the emailed stated for insurance purposes the uplift was duly paid.

previously he had ridden on a pounds for points contract which included insurance no visible deductions were made from his wage

the personal cover was assumed to be in the contract but we felt this had been transferred to the ACU with the uplift on the cost of licence

dont know about previous coverage as we never claimed and the coverage taken covers his losses as a scaffolder not as a speedway rider as scaffolding is his primary source of income . Speedway is a paid hobby at his level covering its cost with the aid of our wonderful sponsors.

i don't mind telling people what I know from our point of view but everyone has different circumstances and our experience could be a different one too others 

Thanks for the update and for being so open. 

From that it sounds like you received no explicit guidance about the change in insurance levels, and only as a result of the annual licence application - and because Luke hadn't previously had a specific deduction to cover insurance you didn't know what the difference was between the insurance cost in 2025 and the extra licence cost in 2026 - I've seen a figure of £28 mentioned. 

On the face of it, and unless Luke has had an uplift in his points money to reflect it, then it seems like the club is making a saving ( if it is no longer making insurance premium payments), and Luke has incurred an extra cost as he has had to take out an additional policy to provide a level of income protection against loss of income if he is unable to do his scaffolding job.

I of course do appreciate that you can only comment on Luke's position and not on others, but if we assume a lot of riders are in the same position then it is understandable that Ben Barker is really pushing this. By the same token, were I a rider, I would not ride without taking out a personal policy as Luke has done, because the risk is too great. 

I very much hope that BSPL / SCB issues a much more transparent statement, with a chronology of events which can be substantiated with evidence - and that this dispute can be brought to a conclusion that sees riders in a comparable position to previous seasons without any significant cost issue. 

Thanks again for taking the time to provide some clarity, albeit as you rightly say, with the caveat that this is how it applies to Luke 

 

[IainB]

9 hours ago, Sir Sidney said:

From that it sounds like you received no explicit guidance about the change in insurance levels

There's a story in the national news at the moment about somebody not being told information and the person who didn't pass on that information has been sacked 🤔